A merchant account opened through a bank that is a member of a credit card network which allows you to accept credit cards from purchasers. The funds are then transferred electronically to your bank account.
With an Internet Merchant Account, you can accept all major credit cards, reduce fraud through Address Verification Service (AVS), Verified by Visa®, and Mastercard Secure Code while maintaining the flexibility of using your own payment gateway provider or purchasing a payment gateway from us. With easy set up and installation, you can start accepting credit cards online in just a few days.
Address Verification Service — Address Verification Service (AVS) reduces exposure to fraud by ensuring that the address attached to the payment card matches the billing address customers enter on the Web site.
Offline Order Processing — In addition to accepting payments through a Web site, you can conduct business via fax, phone, personal digital assistant or mail then process the payments easily via the Internet through the integrated Virtual Terminal service.
Online Reporting — Free daily online reporting keeps you up-to-date on transactions, discount rate deductions, and bank deposits so you can keep a close eye on your business growth.
Automated Recurring Billing (ARB) — ARB provides you with a reliable and secure way to manage your customers' recurring billing. Simply create an ARB "subscription" that includes the customer's payment information, billing amount, and a specific billing interval and duration and ARB does the rest.
Accept credit cards, signature debit cards, electronic checks, and Internet auction payments.